Attention homeowners in Gering and Scotts Bluff County: Need an appraisal?
The top seven reasons why Nebraska homeowners call on Pierce Appraisal:
We at Pierce Appraisal understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Pierce Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenging Scotts Bluff County's assessment of your propertyLet's say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Pierce Appraisal is your chief weapon.
Appraisals to remove PMIAn attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Pierce Appraisal, we're experienced in helping folks just like you delete unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. A professional appraisal from Pierce Appraisal can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Pierce Appraisal can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.